DIYbanter - View Single Post - Liability & responsibility of electrician?

[email protected]

On Thu, 09 Jul 2009 21:22:19 GMT, (Doug Miller)
wrote:

In article , "Lloyd E. Sponenburgh" lloydspinsidemindspring.com wrote:
"Michael A. Terrell" fired this volley in
:

I never
said the NEC was law. I said they are CODES.

You also said local code "could not ignore any aspect of it", as if
to say they were bound by it. They are not.

If you ever study the NEC, you'll notice there's a LOT of gobbledygoop
in there about standards so high that MOST local codes ignore those
things for residential construction.

The Code itself also specifically says that the local authority may waive
provisions of the Code. [Article 90-4]

I'll hold. IF the structure was wired under permit, and passed the
inspection, the insurance companies CANNOT legally refuse to pay on
that basis. They might do it, but the homeowner would have recourse.

And if the law didn't require a permit, a license, an inspection, or Code
compliance, the insurance company can't deny the claim based on any of those
factors either.

Again - they CAN refuse to insure it.
Once insured they MAY have trouble getting out of paying UNLESS the
coverage was aquired by fraudulent means (lied about meeting code when
asked)