It sure does sound bogus. If the damage exceeded the deductible, the
insurance company would have to pay because the property was insured at the
time of the loss.

If this were not the case, auto insurance companies could cancel policies
as soon as their customer had an accident and never have to pay.

On Wed, 24 Jun 2009 22:38:23 -0500, cjt wrote:

wrote:

HeyBub wrote:

"[Florida] A Cape Coral woman received a letter abruptly cancelling
[sic] her homeowner's insurance because of improper maintenance. The
letter referenced a tiny boarded up window that was broken for not
even a week. Something similar could just as easily happen to you."

Seems a neighborhood child cracked a small bathroom window with an
errant golf ball. The insurance company has "inspectors" that prowl
the neighborhoods looking for disrepair and, finding same, canceled
the policy before the homeowner could file a claim, thereby saving the
company approximately twelve dollars.

http://www.abc-7.com/articles/readne...leid=31252&z=2


And mebbe the insurance company gets 400 claims for broken windows every
year in that zip code? I figure there has to be more to the story,
because a $7 window isn't worth the time.

Don't insurance policies in Florida have deductibles? This sounds bogus.