HeyBub wrote:
rangerssuck wrote:

Public policy made on the basis of ancedotal or apophrycal instances
or the "how would you feel if..." mantra is virtually guaranteed to
be bad public policy.

Guaranteed by whom? The entire concept of insurance is based on "what
if."

Guaranteed by the laws of unintended consequences. "How would you
feel if your grandmother was run over by an 18-wheeler?" would be a
ghastly reason to ban interstate trucking.

Insurance is NOT based on single episodes (unless you're talking
about a Lloyd's policy on the size of Pam Anderson's tits).

A real world example was the guy who took out a policy with Lloyds that paid
off if they put a man on the Moon the year the Mets won the pennant. Who'da
thunk . . .