"dpb" wrote:

Call Uncle Barak, I guess. Seems your answer to everything else;
ask somebody else to take care your responsibilities.

I'm not sure what the answer is, but the system is broken.

If you are wealthy you can afford to pay for health care.

If you are poor, then the government provides you with health care.

However, if are in the middle, you are SCREWED.

You get to purchase health care insurance that may or may not cover
your particular problem when you need it most or have such a large
copay that coverage becomes impossible to use.

An unfortunate situation such as an accident or a disease such as
cancer, and the next thing you know, it's bankruptcy time, even with
the best laid plans of financial advance planning.

There are lots of middle class families that planned ahead, but ended
up with copay debt in the 6 figure class and bankruptcy, the only way
out.

Allowing the private sector to be the fox guarding the hen house has
developed a hodge podge safety net with far too many holes in it to be
considered safe.

I'm not in favor of having the government being in the health
insurance business, but I am in favor of government being the
oversight business which probably does include having government
provide "super high catastrophe" coverage and basic low end coverage.

That leaves a lot of room for the private sector to operate; however,
some retooling of how they operate will be required.

Lew