wrote in message
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snip


As to the "waste of time issues, you may have a point. If you are
employed and earning sixty-five dollars per hour it would be difficult
to justify an hour round trip and visit to the local HFT much less an
expected return visit to collect the refund as the cost in your time
when added to the price of the discount item will likely approach the
cost of the brand name gizmo.

Cannot agree here with this analogy. Even if one is employeed and earining
$1000 per hour it is a very likely chance that he is buying this product
during his "Free Time" Free time does not pay. Regardless of the price if
you are on free time and not being paid, returning the product for a refund
results in you being financially better off providing the cost of the trip,
ware, tear, and gasoline to return the product, does not exceed the value of
the refund.