"Upscale" wrote in message
...

"Leon" wrote in message
The very simple solution is that the insurance company requires the
customer
to have regular scheduled check ups on his dime. Kinda like auto
insurance
companies giving you better rates if you take defensive driving courses
and
avoid tickets by obeying traffic laws.

Sorry, can't agree with that view. Some people who are not in perfect
health
even though it may not be their fault, have to pay through the nose. You
can
be smart, educated and do everything in your power to take care of
yourself
and still be terribly ill.

Unlike your defensive driving courses where proper driving etiquette can
be
learned, some people can't avoid the ill health the plagues them.


Totally agreed, and I was not suggesting to filter any one out. I was
simply suggesting that the insurance company require every one to have
regular "checkups" that they pay for them selves. That this could go a long
way in reducing a lot of doctor visits or more expensive treatments later
on.. For those that already have a condition the only requirement would be
that they also go to have the "regular check up". The fact that they have a
preexisting condition or happen to be come ill more often that the average
person would have no factor at all.
This would be more of a preventative program for those that do and or do not
appear to have symptoms.
My whole thought process is to prevent ER care for a sore throat because the
regular doctor is off for the weekend or doctor visits that are uncalled
for.