On May 16, 6:44�pm, "scorpster" wrote:
We're shopping around for homeowners insurance as it appears we can find
policies these days a lot cheaper than the one we have (might have something
to do with the real estate crash and insurance companies trying to boost
their business). �When I received the binder in the mail from our broker, I
had to correct some details that he wrote down incorrectly. �For example
that the pool is in-ground (like I told him) and not above-ground (as in the
app) etc. �I told him that we have two dogs (both gentle breeds) but he just
noted one of the dogs on the binder application. �I haven't corrected the
dog part yet and I'm not sure if I should bother to do so.

My question is, to what extent should I nit-pick about this form to have all
the details 100% correct? �I have the feeling that the broker is not as
concerned about that as I am. �But he has 1,000 times more knowledge about
the homeowners insurance industry than I do. �I am just concerned that if
there is an incorrect detail if we have a major claim, like if the house
burns down, then I don't want the insurance co. to refuse to cover it
because of some "seemingly" trivial question on the original form is not
correct.

if you have a claim the company can claim insurance fraud and not pay
anything.... insurance fraud is serious. you can go to jail, although
in these examples they may just not pay.

the broker just wants the comission