Ed Pawlowski wrote:
"Leon" wrote in message

I do not want the insurance company completely removed, just remove
them from the petty, normal, illnesses by simply raising the
deductible. I lower my auto and home owners, and flood insurance by
paying a higher deductible. If the average person had a $2000
deductible I suspect the cost of primary care would go down when the
insurance claims became fewer in number.

Our company went to a $1000 deductible (which they will re-imburse
us) and the premium went down $1200 A few people tap it out every
year, a few never use any of it. Overall savings is considerable. .

The trouble with that is that these days the bill for something simple can
be immense. The local hospital tried to charge me 2000 bucks for four lousy
stitches and a tetanus shot.