"scorpster" wrote in message
...
We're shopping around for homeowners insurance as it appears we can find
policies these days a lot cheaper than the one we have (might have
something to do with the real estate crash and insurance companies trying
to boost their business). When I received the binder in the mail from our
broker, I had to correct some details that he wrote down incorrectly. For
example that the pool is in-ground (like I told him) and not above-ground
(as in the app) etc. I told him that we have two dogs (both gentle
breeds) but he just noted one of the dogs on the binder application. I
haven't corrected the dog part yet and I'm not sure if I should bother to
do so.

My question is, to what extent should I nit-pick about this form to have
all the details 100% correct? I have the feeling that the broker is not
as concerned about that as I am. But he has 1,000 times more knowledge
about the homeowners insurance industry than I do. I am just concerned
that if there is an incorrect detail if we have a major claim, like if the
house burns down, then I don't want the insurance co. to refuse to cover
it because of some "seemingly" trivial question on the original form is
not correct.

Ask your broker, not us. Who the heck are we that you would potentially
jeopardize your (and your family's) financial future over?

If for some inexplicable reason you don;t trust your broker, talk to your
local, municipal, state/province or federal regulator

In cases like this it's always good to get a real and professional opinion.