On May 19, 6:38*am, "Sanity" wrote:
"Ed Pawlowski" wrote in message

...



"ddbean" wrote in message

Because using the odometer reading doesn't make sense... *that makes too
many assumptions and people don't always drive the same amount from
year-to-year. *This is the very first time they would have our odometer
readings so I can only assume that they would average it over all the
years since the car was purchased.

You are making too many assumptions. *Why not get facts? *Call the
insurance company. *One reading tells you nothing, only the second reading
since you owned the car so they may just record the number this time
around. *It may have been purchased used with very high or very low miles.

They have been doing this in NY for many years. *The insurance company wants
to know how many miles a year you drive. The more miles you drive the more
the risk of accident. They also want the mileage in the event your car is
stolen or totalled so that they can determine the value of the car.

Sanity is right. In NYS the state collects that info every year as
part of an inspection. According to the blub you provided, it appears
that CA does the same as part of the smog inspection -- and it says
the insurance company can use it if they want.

Think of it this way, you are scared because your wife drove a lot in
the past and little now, so your rates will increase. That's just
fair turn-around for when she drove a lot and had artificially low
rates because you didn't report it.

Besides, 35 miles a day (or even one way) really isn't much. Around
here, the average commute is over 20 miles.