"John Grabowski" wrote

4) We stopped by Home Depot today and according to them, they have

*I've gotten several new customers thanks to their contractors. I went in
and corrected the things that should have been addressed during the
remodeling process such as correct placement of recessed lighting,
connecting a new bath fan to the existing duct, running new circuits for
the kitchen. In addition to paying the contractors, you will also be
paying for Home Depot to do nothing except provide a referral. One thing I
don't agree with, but maybe it has changed. From what I have heard, Home
Depot requires almost, if not the entire full payment up front before work
begins. I could be wrong about this.

Actually they needed some money upfront, but most went on the 0% interest
account card they issued us (0% for 6 months then a rather high rate). I
don't recall how much up front, but it was not a great deal. 10% possibly.

When the tub enclosure was not correctly spec'ed and we have to have the tub
replaced vice a liner put in (we were not charged for the liner, they goofed
and admitted it and made zero hassle over that aspect at all), we got a bill
with interest before the tub was even in. I trotted right over with a
complaint. They corrected the records right away and took that interest off,
and shifted me to 1 year no interest after date of actual install
completion. (I think they now give a year, but at the time I contracted, it
was 6 months).

I am happy with the financial arrangements and had a lower interest account
ready to go to swap any remaining balance to, at need. As it is, I will pay
it off before the interest kicks in.