On Sep 22, 9:02*pm, Tim Daneliuk wrote:


Please explain to me where this "right" comes from? *


When you pay insurance premiums, you have the 'right' to have whatever
fixed if you've paid your premiums (either direct or via direct pay-
cheque (tax) withdrawal.

In the automotive version, many people pay to fix my car if my damage
exceeds the total premiums I have paid.

I suppose the difference lies in the area of what a doctor is allowed
to charge for a certain product...but that is ultimately his/her
choice to belong to that system. The autobody guy isn't regulated.