Benjamin wrote:

I have a guy coming next week to help me level a floor and install
wood flooring. My concern is that if he were to get hurt while
working in my house, I imagine that the liability would be on me (even
if it's his fault).

Anyone have advice on how to protect myself on this issue? Is it
possible to have him sign a no liability waiver?
I think he'd be willing to do that, but I'm not sure that it would be
legally binding.

Also, does anyone know if homeowners insurance typically covers
someone else getting injured in your house?

You need to get a statement directly from his insurance agent proving
that he has the required business insurance. Don't be shy about asking
for this. All legitimate contractors are used to supplying it. If I
need one, I give the client my agent's card and tell them to call. My
agent sends them the statement.

If he has no business insurance, then don't hire him. If he gets hurt,
he can sue you. If he gets hurt badly, he can get your whole net worth.

--
Steve Bell
New Life Home Improvement
Arlington, TX