On Sat, 26 Jul 2008 17:04:16 -0700, wrote:

On Sat, 26 Jul 2008 19:33:47 -0400, Phisherman
wrote:

On Sat, 26 Jul 2008 02:52:20 -0700, "Alexander SuperTramp"
wrote:

I know THAT is a loaded question...my mortgage lender( countrywide) just
sent us an offer for a home warranty , $ 24 /month or 37/month to include
heat/ac unit and it just got me thinking ...do any of these companies have a
better reputation than others? Are there any I should just plain stay away
from?
( we are considering another home for the in-laws wherein a warranty will be
part of the deal).
Thanks!


The manufacturer usually gives the warranty when the product is
purchased. It is included with the product. I got a 1 year warranty
on my house when I bought it from the builder. A few items like
foundation had a 5-year warranty. The best insurance to help with
unexpected repairs is to set aside $5K in a money market account which
will pay you 4-5% interest. If you can't do that rent an apartment
and save up.


I'd like to know which money market fund pays 4-5 percent?


Vanguard Prime Money Market, ticker VMMXX, min $3K investment. Very
good low-risk fund, low expenses, trusted company. I havn't found a
better one (yet).