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willshak willshak is offline
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Default Minor hit/run damage and State Farm

on 7/17/2008 1:11 PM ransley said the following:
On Jul 17, 10:57 am, Peetie Wheatstraw
wrote:

Went shopping about a week ago. A ziooion cars in front of the bldg.
I parked in the 3rd slot to the side of my super-mkt, where no cars
were. 40 min. later, still no cars, but somebody had banged a
corner of the rear bumper on my '94 Thunderbird.

Dealers estimate is $520 to repair.

State Farm coverage includes (250 ded.) Comprehensive, Collision, and
"Uninsured Motor Vehicle".

State Farm sez my hit/run falls under Collision. Does this sound right?

I've been waiting several days for a call from a SF field-claims
guy ...

The last thing I want to do is **** around with a "State Farm repair"
at a "State Farm shop". I'd like to establish a reasonable cost-
to-repair and have them cut me a check. Is this still done?

I have trouble keeping up with what insurance co's are doing and
not-doing these days.

Thx,
Peetie


Likely a video exists of the acident, call all the stores surounding
the lot and see if you can go review them, BTW, 250 wasnt worth filing
a claim for, usualy a 1000.00 deductable is normal, and your rates
would be alot less. If t was me id not claim, just drop it and see if
you can find the other guy.


Yeah, and then send the video to the FBI's Video Enhancement Unit to
have the 100 times, or more, re-recorded video cleaned up.
They'll be glad to spend thousands of $$ to find out who caused $500
worth of damage to a parked vehicle.


--

Bill
In Hamptonburgh, NY
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