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Pete C. Pete C. is offline
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Default Minor hit/run damage and State Farm


George wrote:

Pete C. wrote:
Peetie Wheatstraw wrote:
Went shopping about a week ago. A ziooion cars in front of the bldg.
I parked in the 3rd slot to the side of my super-mkt, where no cars
were. 40 min. later, still no cars, but somebody had banged a
corner of the rear bumper on my '94 Thunderbird.

Dealers estimate is $520 to repair.

State Farm coverage includes (250 ded.) Comprehensive, Collision, and
"Uninsured Motor Vehicle".

State Farm sez my hit/run falls under Collision. Does this sound right?

I've been waiting several days for a call from a SF field-claims
guy ...

The last thing I want to do is **** around with a "State Farm repair"
at a "State Farm shop". I'd like to establish a reasonable cost-
to-repair and have them cut me a check. Is this still done?

I have trouble keeping up with what insurance co's are doing and
not-doing these days.

Thx,
Peetie


Check the spot and see if it is covered by the ever present security
cameras, if it is have your atty. get a copy of the video.


Sounds like you haven't been involved with attorneys in a long time.


Around six years ago or so.

It
would be $500 just to fire a letter or two back and forth if you could
find someone willing to do it who wasn't looking for the next class
action or chasing ambulances.


Mine only charged me about $500 to ride shotgun over an insurance
company provided atty. who I obviously didn't trust even though they
were supposed to be on my side. My atty. even attended a couple meetings
at that price. As they say, it's the 95% of them that give the other 5%
a bad name, the trick is to find one of those 5%...