Minor hit/run damage and State Farm
In article , Peetie Dot Wheatstraw at Gmail Dot Com wrote:
Went shopping about a week ago. A ziooion cars in front of the bldg.
I parked in the 3rd slot to the side of my super-mkt, where no cars
were. 40 min. later, still no cars, but somebody had banged a
corner of the rear bumper on my '94 Thunderbird.
Dealers estimate is $520 to repair.
State Farm coverage includes (250 ded.) Comprehensive, Collision, and
"Uninsured Motor Vehicle".
State Farm sez my hit/run falls under Collision. Does this sound right?
No.
Collision insurance pays for damage to your car in an accident that was your
fault -- obviously not the case here. I'm not sure whether this falls under
comp or uninsured-motorist, but it's definitely *not* collision.
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