On Thu, 17 Jul 2008 13:03:04 -0500, dpb wrote:

Peetie Wheatstraw wrote:
...
So, it is a *documented* hit/run. I was not at fault. State Farm
has the police rept #.

Excepting it's lacking the one critical thing--actual evidence the
purported perpetrator actually did the deed.

Follow up w/ State Farm and get on w/ life...what can any of us here
tell you that's going to do any good whatsoever since you have the tape
and it's not conclusive--the cabbie can claim he was close but never hit
it and unless you can find him and match paint samples or get hard
evidence in some other way all you have is "looks like could have"
footage. How can you actually prove the damage wasn't pre-existing that
time?

I can't. But the claim is not being decided in a court of law under
strict rules of evidence, etc.

No "at-fault" claims for 10+ years and you think they'd assume I
was perpetrating fraud for a $270 claim? Sheeesh!

Some ins. co's might record it as "at-fault" automatically, I suppose.
I called the agent: he said it should be "no problem" == no rate hike.