Peetie Wheatstraw wrote:

Went shopping about a week ago. A ziooion cars in front of the bldg.
I parked in the 3rd slot to the side of my super-mkt, where no cars
were. 40 min. later, still no cars, but somebody had banged a
corner of the rear bumper on my '94 Thunderbird.

Dealers estimate is $520 to repair.

State Farm coverage includes (250 ded.) Comprehensive, Collision, and
"Uninsured Motor Vehicle".

State Farm sez my hit/run falls under Collision. Does this sound right?

I've been waiting several days for a call from a SF field-claims
guy ...

The last thing I want to do is **** around with a "State Farm repair"
at a "State Farm shop". I'd like to establish a reasonable cost-
to-repair and have them cut me a check. Is this still done?

I have trouble keeping up with what insurance co's are doing and
not-doing these days.

Thx,
Peetie

In my opinion a $520 repair isn't worth filing a claim for, but since
you contacted your ins. co. you're screwed now anyway and they will
likely raise your rates even if you don't file the claim. This of course
is BS since expected losses are supposed to be factored into the
existing premium, but the govmn't lets them get away with this fraud
since they pay off the politicians. You should have a higher deductible
so that the only claims you consider are those significant enough to be
worthwhile.