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250.24(A)(5) Load-Side Grounding Connections. A grounding connection
shall not be made to any grounded circuit conductor on the load side
of the service disconnecting means except as otherwise permitted in
this article
The exception is if you are serving a second building and that
exception goes away when your area adopts the 2008 code.

Yea, I think that's what the fellow in the engineering dept. said, that if
you have a service disconnect before the main, then the neutral and ground
would be separate and not bonded together in the main.
Do I understand this correctly?
Thanks, Tony