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pipedown pipedown is offline
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Default Homeowner's ins. for old house: where get info?


wrote in message
...
I've got a contract to buy on a house; I'm a first-time homebuyer. I
wanted to get some homeowner's insurance quotes because I'll need it
to get a loan (and want it anyway of course). I went online, and the
insurance companies ask all these questions about when the last
upgrade was made to the wiring, plumbing, etc. (I do understand why
they'd want to know that stuff.)

Where is the best place to get that info? The home inspector? The
appraiser? Or the seller?

TIA,

S


First, look at the company you already get your car insurance from. If they
offer homeowners policies, you will probably get a multi-line discount that
will wash everyone else out of the competition. (my state farm discounts my
2 cars and home policy over $500 in total)

As for upgrades to wiring or plumbing, unless it can be proven with
invoices, its not very useful. Just assume general normal condition to get
and compare quotes and let the agent or company get all the real details as
they request them after you make your choice.