Adrian wrote:
John Rumm (John Rumm ) gurgled happily,
sounding much like they were saying:

I think I would be inclined to let him keep the depreciated asset, and
chase the loan instead!

"What loan?"

The money he borrowed from her parents and used to buy the car. It was
not a HP agreement - just an unsecured loan by the sounds of it. So how
he spent the money does not seem that relevant. That he did not repay it
is the real issue. (It depends a bit on if it was just "him" that
borrowed the money... probably more likely the couple borrowed it so you
may have difficulty assigning liability)

--
Cheers,

John.

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