On Mar 22, 5:23*pm, "Ed Huntress"

Houses are not cars. If you told a mortgage banker, two years ago, that
there was going to be a nationwide decline in house prices, coupled with a
lending crisis and a credit crunch, he would have told you that you were
nuts.

--
Ed Huntress

If you get your financial advice from a mortgage broker, I will tell
you that you are nuts.

NASA has used the same type of logic. The fact that ice falling off
the fuel tanks has not significantly damaged the heat shields ten
times in a row , does not mean that it is safe to ignore it.

The fact that housing has gone up and not declined for twenty years ,
does not mean that it can't.

When every one believes there is a sure fire way to make money, it
ceases to work that way.

Dan