"Terry" wrote in message
...
What kind of insurance is available for having trees cut down?

I have a house that I inherited from my parents. I have been renting
it for over 10 years with no insurance. No one is currently living in
the house but we may let my niece move in.

It is in a place that is going commercial, so the land is worth more
without the house than with the small house.

There are pine trees that are at least 50 year old and very high.

I have a guy that says he will climb the trees and cut them for free
just for the wood.

I plan to ask if he has insurance, but have not yet. If it turns out
that he has no insurance what happens if a tree falls on neighbors
property?


At least liability insurance and property damage. If he has employees he
should have workman's comp as well. Just ask him to have his insurance
agent send you an insurance certificate made out to the property owner and
property address before he proceeds. This is a reasonable request of anyone
doing work for you. You should also check with the town to see if any type
of permit is required.

Anything can happen if a tree falls on someone else's property. Some
neighbors will immediately call a lawyer and sue your tush. Others may
settle over a few cans of beer. If a human gets hurt your life will never
be the same. The polite thing to do would be to alert your neighbors
concerning the loud chainsaw they will be hearing for several hours or days.