"Kurt Ullman" wrote in message
...
In article ,
"JoeSpareBedroom" wrote:

"krw" wrote in message
t...


I recall that in the early 1970s, when I was in college, I had an ID
card
from my dad, for "major medical" coverage. Aetna or some other company.
I
paid cash for the little stuff, which was rare, and this coverage was
supposed to kick in for big problems. I tried to find that sort of
coverage
a couple of months ago. Guess what? It's now non-existent in NY State.
I
intend to find out why.

That's an easy one to answer. The government doesn't *want* you to
have insurance. They want you to have "free" medical care, no
matter what it costs.

Actually that is true and a major part of the problem. Insurance is
generally defined as taking a rare but major occurance and spreading the
risk among of many people. Not everyone's house burns down each year,
unlike seeing a doctor. We haven't had medical "insurance" since the
days of major medical.


Interesting theory. What should we call the plans we pay for? A big-ass
gift card that keeps emptying itself each month whether we use it or not?