The "haves" always love to think that if THEY have a good job and enough
money and savings, EVERYONE should be able to have that and the 'have nots'
are
just lazy.

Of course, the "haves" are wrong.

James, Seattle

An individuals plight in life is generaly the result of thier own decisions.
Even a poor kid from arkansas can become president of the united states,
turns out he just wasn't a slacker.

Best Regards
Tom.