"Lew Hodgett" wrote in message .

If I know I'm going to enter a cash only transaction, I withdraw
sufficient funds to cover it, then revert to my minimum cash position.

I chose a particular band based on the fact they have the most ATM
machines in my area.

A credit card, an ATM card, and a small amount of petty cash, and I'm in
business.

I feel safer with my debit card than walking away from an ATM with a handful
of cash. In Europe (and some places here) I carry a decoy wallet in my back
pocket and another elsewhere.