On 17 Nov 2007 06:58:36 -0500, Maxwell Lol wrote:

With my debit card, I only lose $50. Yet I still have access to my money.

In theory, that is certainly true.

I hear and read lots of stories where banks were not easy to deal
with, on consumer radio shows like "The Clark Howard Show", and in
consumer help newspaper columns.

Even when the fees are completely refunded, there's still the
embarrassment of bounced checks, and the time and hassle of getting
the bank to cover the payee's NSF fees.

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