Garrett Fulton writes:

And, Kinch, there aren't any "major and minors". If you get blatantly
screwed, no matter what it concerns, you don't roll over for it.

"No matter what"? So your threshold for lawsuits is zero?

You were right to chase the insurance co. But you had prospects of winning
something above the costs of litigating. In this case, there is none.