looking to put up a basement ceiling on the cheap! drywall is about
10 times cheaper than a drop ceiling as far as i can tell. thought
about just putting up drywall on the ceiling, BUT, i still want access
to the wires/ducts if i ever need to (ie the benefit of a drop
ceiling).

can i just put up the drywall per normal, using screws, but not finish/
tape/mud the joints? that way if needed i figured i could just
unscrew one panel, access whatever i need, then screw it back in.
talked to a Lowe's guy who didn't think it should be done, thinking
that the drywall ceiling might crumble apart if it's not finished????