On Sun, 22 Jul 2007 20:22:29 -0700, Terry
wrote:

My mother had a car hit a pine in the front yard and she said that the
insurance paid her for it.

My home owners insurance has a 1k deductible with replacement cost.
Lightning hit a very old very tall pine tree at the edge of my yard a
couple of days ago. The tree was split from at least half way up to
the ground. I am pretty sure it killed the tree and it will have to
be removed. I was wondering how much I could get for the tree and if
homeowners insurance should pay to have it taken down?

I had a big huge tree come down in a wind storm once. My insurance
wouldnt pay to remove it unless it had damaged the house when falling
down. Nor would they replace it.

-dickm