In message , "dennis@home"
writes

"Andy Hall" wrote in message
...

However, there is a small upside. If there are fewer insured, there are
fewer claims and by implication,less rise in premium for the insured.


It doesn't work like that.. if there are fewer insured the same percentage
gets paid but the costs are higher.. bigger rise in premiums.


Yes it does - if you can justify your claim for £25,000, you expect to
get £25,000 not a percentage therof depending on how many people claim


--
geoff