Mike Clarke wrote:
John Rumm wrote:

Graeme wrote:

[snip]

Do your insurance renewal documents not arrive before the renewal date?
Mine do.
So do mine. If they arrive, and I phone up and say "yes please I would
like to renew", they don't say oh sorry sir, you can't do that til the
15th. They are happy to comply. In fact if I take no action, then they
assume that all is well and renew for me.

I think the big difference here is that the the issue of the tax disk is
serving two purposes, firstly the extraction of money from us vehicle

Agree with the first, although there is no need for a paper disc anymore.

owners and secondly keeping tabs on who owns what so that PC plod knows who
to call on after the vehicle has been seen doing naughty things. While our

I think that is what the vehicle registration is for, I can't see the
tax disc helps here. If the vehicle is untaxed then they already know
which ones and where to find them.

government would be delighted to extract the money without any action on
our part they need us to jump through a set of hoops to confirm that we
posses the vehicle and have complied with some of their other rules too.
The insurance company on the other hand will be happy to take your money -
if you no longer need the policy then it's your problem, not theirs.

Same with a tax disc - you have to return it for a refund if you need one.

--
Cheers,

John.

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