Hi all

Just an observation that may be of interest.
In the process of trying to renew house insurance.
Rang the current company - Barclays.
If I accept their valuation on re-build cost, in my case £181000, then they
will actually cover upto £500000 worth of costs.
If I ring them and tell them that I specifically want the re-build cost to
be £181000, then I will pay the same premium, but they will not extend the
cover should there be a shortfall.

WTF?

Phil