"Andy Hall" wrote in message
...

He wasn't. He was driving at 15mph and was 15m from the junction when
the other car pulled out.

In the case of this accident, to whom do you think that the insurers would
apply the blame?

I'd assign the blame to the one on the main road in that case. If he can't
stop within 15m from 15mph, either his driving or his car is severly
defective.

clive