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In article m,
says...
On Mar 5, 7:24 pm, "Steve Barker" wrote:
My agent didn't even mention wiring.
I'm sure most don't.

I know of three occasions recently where insurance agents have
solicited information, at policy renewal time, on electrical service
capacity and wiring type, plumbing supply type (iron vs copper), and
heating system including specifics of furnace age, fuel oil storage
(tank age, irrespective of condition).

Renewal is not always guaranteed, companies will occasionally re-
underwrite their policies on renewal, usually if they've had too many
losses of a particular type and want to identify homes at risk for
similar losses.

In one case, inspection of one property was undertaken at the
insurance agent's request/suggestion under the pretext of "making sure
that coverages were adequate".

It's possible that was the real reason for the inspection, many people
never tell their agent about remodeling or improvements, and end up
significantly underinsured.

--
is Joshua Putnam
http://www.phred.org/~josh/
Braze your own bicycle frames. See
http://www.phred.org/~josh/build/build.html