He's probably required to have liability, but if he works alone, isn't
always required


"Edwin Pawlowski" wrote in message
news:fbVmh.536$Lh.212@trndny09...

"RBM" rbm2(remove wrote in message
...
Essentially they are both covered by your homeowners policy


Even more essential, you are screwed if there is a major clam. He should
also have liability insurance.