Edwin,

Personally, I don't see this being a big factor

None of the items are big decision makers, but viewed together electric
heat was the right choice for "me". Obviously, folks with high electric
rates and low gas rates will probably view things differently.

We were also building our own house, so individual electric wall heaters
were a good choice. Readily available, inexpensive, easy to install, easy
to maintain.

Also, our last house had an electric forced air furnace. It had a relay
fail one winter, which left us without heat for two weeks while we waited
for the part to be ordered. So, this reinforced the idea of multiple heat
sources for me.

Anthony