that's almost ALWAYS the case. If they look at all, it'll be on the outside
just to verify a building exists.

--
Steve Barker


wrote in message
ups.com...
I have stae farm and a 1935 house. No electrical inspection- in fact
no interior inspection at all


wrote:
RBM (remove this) wrote:
I contacted a State Farm Insurance agent today to find out how that
company
deals with homes that have K&T wiring. The replies they gave me were
exactly
as I would have expected. Unfortunately, they were not willing to give
me
the specific documents they read to me regarding this issue. The
essence of
the document is that they want to know the percentage of K&T wiring in
the
house, the condition of the K&T, and if it is adequate for the loads
that
are on the wiring. There are notes indicating that they want certified
electrical inspectors or licensed electricians to make this
determination,
depending upon the percentage of K&T in the building. Clearly they have
an
issue with K&T , and the issue is primarily its age. They take a number
of
factors in to determine if they will insure a house with this type of
wiring, but there is NO blanket denial due to K&T

State Farm Insures our home and never did the agent ask about knob and
tube wiring. Our home is 80 years old and we do have k&t, but only for
three ceiling lights and two outdoor porch lights. The remaining
electric is up to date. But never did State Farm ask about our wiring.
We live in a very small town if that makes a difference. Many old homes
around.

-Felder