On Nov 17, 8:40 am, " wrote:
I work for a contractor supply company. The majority of our business
is on credit to contractors. (more than 70%). We also have retail
locations and a truss manufacturing facility that fill the majority of
the remaining 30% of our revenue.

Contractors are able to get credit to do projects if they're reputable.
Their suppliers also rather that they "run a tab" for all materials
on a project so we can send them a bill for that project at the end.

You're missing the point. The supplier credit is there for the benefit
of the contractor. It's up to the contractor to decide how the
financial dealings between themselves and the owner are arranged. If a
contractor has stuff out on credit he's exposed. That exposure needs
to be covered - the sooner, the better. That's good business.

R