Thanks Nate...that makes perfect sense. 200 amp it is. Have an
electrician coming out soon... he's a friend of a friend and is highly
recommended. I'm stopping by walmart on the way home for a fire
extinguisher, good to have around regardless of my service panel. ;-)

How can I tell if mine is a "stab-loc" type? From what I've read,
it's best to replace it no matter what kind it is, but stab-loc's are
the electrical version of napalm.

Also, has anyone had this type of work done? How much should I expect
to pay? I'd hate to pay too much just because I didn't want to wait an
extra few days for a better quote.