Insurance To Have When A Contractor Works On Your House ?
Robert11 wrote:
Hello:
Will be having a contractor in to put up some new siding.
I remember reading quiote some time ago that it is a wise idea to
protect yourself with some kind of insurance in case the contractor
doesn't pay his workers and they file a lien against you, (as well as
against the contractor), which apparently they can do.
What kind of insurance am I thinking of ?
Is it something I get, or insist that the contractor have ?
What other insurance should I check to see that the contractor has ?
If he's not too thrilled about giving me the details on this, how can
I check
what, and if, he actually has ?
You are prudent to be concerned and you are correct in that you should check
the bona fides of a contractor. You have NO protection, however, when the
contractor lies.
Check with your homeowner's insurance agent.
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