The Natural Philosopher wrote:

More that the coiled up-ness of the big capacitor puts substantial
inductance in series with it.

DC Volts + Inductance ?

Not really an issue is it.

Also electrolytic capacitors have a
measurable internal resistance.

Yes, to a DC voltage a Capacitor has infinite resistance because it is
open circuit!

I presume the OP was querying strapping 3 capacitors of the same value
in parallel i.e. 3 x 22 uF instead of a single 66 uF cap.

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