"patrick" wrote in message
oups.com...
Thanks for all the great replies.
So....what about insulating the floor joists for a room that has a full
basement (exposed) ceiling under it. This room is above the room that
houses the furnace for the house.

Would this be any benefit?

I don't see that it would. I have seen though, a few houses that did have
that insulated. Since the room above is considered "habitable" and the room
below is not, it seems that an interpretation of the code is that it should
be insulated. I don't know enough about the code to substantiate that. I
only know that a neighbor had to insulate when he was selling his house
(Farmer's Home Somethingorother mortgage required it) and another had it put
in when the house was built a few years ago.