"Helen Deborah Vecht" wrote in message
...
"Mary Fisher" typed


A penny saved is nearly twopence earned before tax.

Owain

Our income isn't enough to be taxable :-(

Mine is, but not at *that* rate...

Not that it matters, it's still greater than our expenditure!

As is mine. This apparently makes me 'financially naive'...

Or Micawber wise :-)

Mary