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Joshua Putnam Joshua Putnam is offline
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Default Question on homeowner's insurance?

In article ,
says...

So why would you have to change companies to get this advantage? Just
have your existing company reduce the amount you are covered for.


Depends on the company, some homeowners insurance companies refuse to
insure a house for less than the replacement cost they calculate. It
may cost a few policies, but it cuts down on complaints and E&O suits
after major losses.

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