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Jonathan Kamens Jonathan Kamens is offline
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Posts: 53
Default Question on homeowner's insurance?

writes:
I'd ratherhave ahouse built with new windows and meeting current codes
with enoughoutletsetc


When it's time to rebuild the house, you can choose whatever materials
you want... The cost of an original-materials policy is based on what
it would cost to rebuild the house with original materials, but you
aren't *required* to do so.

Also, when a house is rebuilt nowadays with "original materials," what
that generally means is that you get the best of both worlds....
old-style materials are used when they are better, and new materials
are used when they are better.

Finally, of course if your house is rebuilt it will have to meet
current codes, and how many outlets you install has nothing to do with
whether original or modern materials are used to rebuild the house.

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