In article , "Clark W. Griswold, Jr." writes:
"The Reverend Natural Light" wrote:

And it's real fun when you discover this during a combined closing,
just after you've sold your old house. Now you're homeless when you
flip to the loan document and it says 12% ARM when you locked in at 5%
fixed. WTF?! AAARGH!

Which is why on my last couple of closings, I insist on copies of all the
paperwork at least two days before the actual closing. Had one closing agent
throw a hissy fit when I insisted on this and then two days later say she had
never done a closing so fast.

I'm curious how you were able to do that? I always insist too, but am
always ignored or rebuffed. Do you tell them that the transaction will be
cancelled if you don't get the paperwork?
(Last year I closed on a house purchase where this happened. I simply
could NOT get them to give me the final true cash amount I needed to bring, in
order to complete the closing. They kept telling me to just bring a check for
the amount in the GFE. The settlement agent did a double-take when she saw
that our check was over $1,000 MORE than the final amount we needed to pay. We
were lucky it was that way and not $1000 under! Still, refund check in hand,
I was not amused.)

- Sharon
"Gravity... is a harsh mistress!"