"The Reverend Natural Light" wrote:

And it's real fun when you discover this during a combined closing,
just after you've sold your old house. Now you're homeless when you
flip to the loan document and it says 12% ARM when you locked in at 5%
fixed. WTF?! AAARGH!

Which is why on my last couple of closings, I insist on copies of all the
paperwork at least two days before the actual closing. Had one closing agent
throw a hissy fit when I insisted on this and then two days later say she had
never done a closing so fast.

duh...