wrote in message
ps.com...
I was applying for a Home Equity Loan and I told the Loan Offincer that
I wanted a 60,000 loan and a fixed rate. He took down my info and said
that since my husband and I have excellent credit that we will have no
problem.
Problem story follows

There is no shortage of fixed rate home equity lenders, just go to another
one. You can get a list of lenders for your area at www.bankrate.com . Banks
such as Citizens Bank offer fixed rate home equity loans at fair rates and
"No application costs, no closing costs or annual fees ".